MyAiBank Features
Everything you need to understand and manage your money — powered by AI. Available now in Australia, with the USA and UK coming soon.
AI-Powered Budgeting
Automatically categorise every transaction, highlight spending patterns, and build monthly summaries. Identify where you overspend and set simple targets that fit your lifestyle.
Learn about AI budgeting →Cashflow Forecasting
Predict your account balance weeks ahead using your transaction history, subscriptions, and spending patterns. Act before problems happen.
Learn about forecasting →Spending Analytics Dashboard
See your income, expenses, and net cash flow at a glance. Break down spending by category, track trends over time, and understand exactly where your money goes.
Explore spending analytics →Subscription & Bill Detection
Automatically find recurring charges, subscriptions, and bills. See what each costs over time so you can cancel unused services or plan ahead.
See subscription detection →AI Financial Assistant
Ask anything about your money — "What did I spend on food last month?" or "Show my biggest merchants." Get real answers backed by your actual transactions.
Meet the AI assistant →Financial Health Score
Understand your overall financial wellbeing with an AI-generated health score. Track income, spending, and savings rate to measure improvement over time.
Learn about health scores →Mortgage Rate Alerts
Stay informed about interest rate changes that could affect your home loan. Get personalised alerts when refinancing opportunities arise.
See mortgage alerts →Bank-Grade Security
Your financial data is protected with encryption at rest and in transit. We never store your banking credentials. Read-only access via open banking.
Learn about our security →Ready to get started?
Sign up free and explore the full demo — no bank connection required.